ICD-10 Codes for Low Back Pain- What You Need to Know About M54.50

Dr. Alex Carter
March 19, 2025
5 min read

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As someone running a physical therapy clinic, you would encounter patients everyday walking in with stiff, aching, or even debilitating low back pain. Some strained their back lifting groceries, others have been battling chronic low back pain for years, and a few don’t even know what triggered it. They’re looking for relief and the right treatment. 

But before it can start, insurance documentation and proper ICD-10 coding stand in the way. With recent updates from CMS in 2022, codes like M54.5 have been retired, and clinics now need to use three separate more specific codes- M54.50 (unspecified low back pain), M54.51 (vertebrogenic low back pain), and M54.59 (other low back pain). 

Getting the ICD-10 code for low back pain right isn't just about billing—it affects insurance approvals, treatment plans, and clinic reimbursements. Incorrect coding can lead to denied claims, payment delays, and frustrated patients waiting for care.

But then the question arises, what's the right diagnosis code, and how should you code for low back pain to avoid denials and roadblocks in billing? Well, in this article we will dive deep into the low back pain diagnosis under the ICD-10 codes, documentation practices, claim amounts, appropriate usages, and limitations effectively for your patients and practice so you can navigate the process confidently.  

History of Low Back Pain Coding and What it Means for Your Clinic

Before October 1, 2021, low back pain was primarily coded using M54.5 (low back pain, unspecified). This was a broad, catch-all code that encompassed all forms of non-specific lower back pain, regardless of the underlying cause.

However, as ICD-10 coding evolved, there was a need for greater specificity to help healthcare providers, insurers, and researchers better categorize and treat low back pain conditions.

But why was M54.5 replaced?

The changed aimed to achieve mainly three things- 

  • Improve diagnostic accuracy by distinguishing between different types of low back pain.
  • Enhance treatment planning by allowing providers to code more precisely based on the underlying cause.
  • Reduce insurance claim denials by ensuring clear documentation and billing accuracy.

If your clinic previously used M54.5, it’s crucial to update coding practices and ensure that M54.50, M54.51, or M54.59 is selected based on clinical documentation.

When Should You Code M54.50?

M54.50 – Low back pain, unspecified, is used when a patient presents with low back pain but lacks a clearly defined cause. This ICD-10 code is a general classification, often used in cases where further evaluation is needed before a more specific diagnosis can be assigned.

1. Initial Assessments Without a Clear Diagnosis

If a patient comes in with lower back pain, but imaging (MRI, X-ray) or further medical evaluation has not yet determined a specific cause (e.g., disc herniation, radiculopathy, or stenosis).

2. When Low Back Pain Is a Primary Complaint

If a patient describes aching, stiffness, or limited movement in the lower back, but no additional symptoms like radiating pain (sciatica) or neurological involvement are present.

3. When No Trauma or Underlying Condition Has Been Identified

If there is no documented injury, arthritis, degenerative disc disease, or postural abnormality, then M54.50 is the appropriate placeholder until more details emerge.

4. For General Insurance Claims When a More Specific Code Isn’t Available

Some insurance providers may still accept M54.50 when no other definitive diagnosis applies. However, using more specific codes when possible helps avoid claim rejections or delays.

What Causes Lower Back Pain and Risk Factors Associated With M54.50?

Understanding the causes of lower back pain is crucial for selecting the appropriate ICD-10 code. Common causes include:

  • Mechanical issues – Poor posture, muscle strain (ICD-10 for mechanical low back pain: M99.0).
  • Degenerative conditions – Spondylosis (ICD-10: M47.817) and degenerative disc disease are common in older adults.
  • Injury-related pain – Lumbar sprains, herniated discs, and fractures all require specific ICD-10 codes.

For chronic low back pain ICD-10, long-term conditions such as sacroiliitis (ICD-10: M46.1) or ankylosing spondylitis may be responsible.

What is the Difference Between M54.50, M54.51, and M54.59? 

When coding for low back pain in ICD-10, it’s essential to select the most accurate and specific code to ensure proper diagnosis, treatment, and insurance reimbursement.

1. M54.50 – Unspecified Low Back Pain

What It Means? This code is used when a patient presents with low back pain, but the underlying cause is not yet determined or documented. It is a general, default code often applied during initial evaluations before further testing.

When to Use It?

  • When a definitive diagnosis hasn’t been made yet. 
  • If no structural or nerve-related cause is identified.
  • If the pain is acute or chronic but of unknown origin.

Note- Avoid using M54.50 if the pain is linked to a specific condition (e.g., disc degeneration, radiculopathy, or vertebrogenic pain).

2. M54.51 – Vertebrogenic Low Back Pain

What It Means? This code specifically refers to low back pain originating from the vertebrae (spinal bones and discs) rather than muscles, nerves, or soft tissues. It was introduced to replace the now-deleted M54.5 (general low back pain) and offers more diagnostic specificity.

When to Use It?

  • If imaging (MRI, X-ray) confirms vertebral involvement as the primary pain source.
  • When the pain is due to spinal degeneration, misalignment, or vertebral fractures.
  • If the patient has chronic back pain caused by structural spinal issues.

3. M54.59 – Other Low Back Pain

What It Means? This is a catch-all code for low back pain that does not fit under M54.50 (unspecified) or M54.51 (vertebrogenic) but is still clearly defined in the patient's medical records.

When to Use It?

  • If the pain is due to a known cause but is not vertebrogenic.
  • If the pain is recurrent, chronic, or caused by muscular issues rather than spinal degeneration.
  • When M54.50 (unspecified low back pain) is too vague, but no specific diagnosis (like radiculopathy or herniated disc) is confirmed.

Remember, avoid using M54.59 when a more precise diagnosis exists, such as radiculopathy (M54.16) or mechanical low back pain (M99.0).

Quick Reference: Low Back Pain ICD-10 Codes 

Low Back Pain ICD-10 Codes
ICD-10 Code Condition
M54.50 Unspecified low back pain
M54.51 Vertebrogenic low back pain
M54.59 Other low back pain
M54.4 Lumbago with sciatica
M54.16 Lumbar radiculopathy
M51.36 Degenerative disc disease (lumbar)
M99.0 Mechanical low back pain

Are There Any Exclusions For M54.50: Low Back Pain?

The ICD-10-CM code M54.50 for low back pain, unspecified, excludes conditions where the cause of the pain is known or specific. These are-

1. Arthritis-Related Lower Back Pain: Pain caused by conditions like osteoarthritis, rheumatoid arthritis, or ankylosing spondylitis should not be coded as M54.50. These conditions have specific ICD-10 codes like M06.88, M47.9, and M13.8 to document the particular lower back pain conditions. 

2. Lower Back Pain from Specific Injuries: If the back pain is related to a known trauma or injury—such as fractures, herniated discs, or sprains—it must be coded separately. M54.50 is reserved for cases where no identifiable cause has been determined.

3. Sciatica: Code M54.3 is used when low back pain is accompanied by radiating pain along the sciatic nerve. This includes cases where nerve compression causes leg pain, tingling, or weakness.

4. Vertebrogenic Low Back Pain: Code M54.51 applies to pain originating from vertebral endplates and is distinctly different from unspecified low back pain.

5. Post-Surgical or Post-Traumatic Back Pain: For pain following surgical procedures or trauma, codes like M96.1 (Postlaminectomy syndrome) or S39.9- (Unspecified injury of the lower back) are more appropriate.

6. Inflammatory Back Pain: Conditions such as ankylosing spondylitis (M45) or other spondyloarthropathies require their specific codes due to the inflammatory nature of the pain.

7. Chronic Pain Syndrome: If the back pain is part of a broader chronic pain syndrome, use G89.4 (Chronic pain syndrome) rather than M54.50.

8. Neoplastic Back Pain: Pain caused by malignancies or metastatic diseases in the spine should be coded under the appropriate neoplasm codes (e.g., C79.51 for secondary malignant neoplasm of bone). 

9. Radiculopathy: Code M54.1 should be used for cases involving nerve root compression, which typically presents with specific neurological symptoms such as numbness or weakness. 

10. Degenerative Conditions: Pain linked to degenerative disc disease or spinal stenosis should use codes like M51.3- (Other disc degeneration) or M48.0- (Spinal stenosis).

11. Psychogenic Back Pain: If the back pain is determined to be psychogenic in origin, use F45.41 (Pain disorder exclusively related to psychological factors).

What Are the Claim Amounts and Insurance Payers for Procedures Related to ICD M54.50?

Insurance Payer Procedure Codes
Insurance Payer Procedure Code - Claim Amount
Aetna 97110 - $23.58, 97112 - $27.00, 97161 - $82.61, 97162 - $81.88, 97530 - $32.05
Anthem Blue Cross 97110 - $20.00, 97162 - $75.00
BCBS of Ohio 97110 - $69.89, 97161 - $78.94
BCBSNC - Blue Cross Blue Shield 97110 - $27.28, 97112 - $31.18, 97161 - $102.52, 97530 - $36.90
Bind 97110 - $50.00, 97112 - $36.88, 97530 - $70.00
CA Medicare 97035 - $14.98, 97110 - $61.01, 97162 - $49.77, 97530 - $44.29
CareSource OH 97110 - $28.37, 97112 - $33.49, 97530 - $23.19
Cencal Health 97012 - $24.04, 97110 - $22.04, 97112 - $26.08, 97162 - $32.72, 97164 - $14.76, 97530 - $15.38
Humana 97110 - $18.86, 97112 - $21.39, 97161 - $71.00, 97163 - $38.55, 97530 - $25.78
IL BCBS 97110 - $49.41, 97112 - $34.28, 97161 - $68.14, 97162 - $75.70, 97530 - $31.80
Medicare Service Center 97110 - $60.17, 97112 - $32.97, 97530 - $49.15
Premera BCBS 97110 - $28.06, 97112 - $32.57, 97530 - $35.48
Tricare East 97110 - $26.64, 97112 - $21.18, 97161 - $63.57, 97162 - $69.57, 97530 - $23.33
UHC 97110 - $26.37, 97161 - $70.00, 97530 - $65.88
United Health Care 97110 - $21.67, 97112 - $24.57, 97161 - $66.67, 97530 - $69.51
Wellcare 97110 - $22.05, 97112 - $25.27, 97161 - $75.40, 97530 - $40.94

Disclaimer: The reimbursement rates listed above are for informational purposes only and are subject to change based on payer policies, geographic location, provider contracts, and regulatory updates. These rates should not be interpreted as guaranteed payments and may vary for individual providers. For the most accurate and up-to-date reimbursement rates, please refer to official insurance payer fee schedules or visit CMS and payer-specific websites.

Timeframe for Validity: The data provided reflects current claim amounts as of the latest fiscal year and is subject to revision based on policy changes and annual payer fee schedule updates. We recommend reviewing official payer sources regularly to ensure compliance with the latest billing and coding guidelines.

Note: The claim amounts for each insurance payer include other ICD codes and diagnoses, with the total amount approximated for ICD M54.50.

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Accurately coding unspecified low back pain under M54.50 involves understanding its common claim amounts, classification within dorsopathies, and its influence on hospital reimbursement through DRGs. Let’s learn in detail about the ICD-10 hierarchy and its impact on DRGs. 

How DRGs Affect Your Clinic

Diagnostic-Related Groups (DRGs) classify hospital cases based on diagnoses, treatments, and patient demographics. ICD-10 codes for low back pain influence insurance reimbursements and hospital billing.

  • DRG 551: Medical back problems with major complications (MCC)
  • DRG 552: Medical back problems without MCC

Did you know?
According to the CMS:

  • DRG 551 patients stay an average of 5.6 days with an average Medicare reimbursement of $12,500.
  • DRG 552 patients stay around 3.2 days with an average reimbursement of $7,800.
Why Code Accurately?
  • To facilitate clear communication among healthcare providers, ensuring coordinated care.
  • To support effective treatment planning and continuity of care.
  • To reduce the risk of claim denials and ensure proper reimbursement, particularly under Diagnostic-Related Groups (DRGs).
  • To help in audits and appeals by providing accurate and defensible records.

Should You Ensure Detailed Clinical Notes to Support Code Selection?

Thorough clinical documentation is essential for accurate ICD-10 coding, insurance approvals, and proper treatment planning. Your PT clinic must ensure detailed clinical notes in order to navigate proper treatment while also evaluating, documenting, and effectively managing low back pain for your patients. Here’s how you make sure everything is in place-

  • Document patient-reported symptoms, including the nature, duration, and intensity of the pain.
  • Include functional limitations caused by the condition (e.g., difficulty standing, bending, or lifting).
  • Specify any diagnostic findings that rule out identifiable causes like sciatica, arthritis, or trauma.
  • Clearly indicate the absence of specific diagnoses if the cause of the pain is unknown.
  • Maintain comprehensive and precise records to justify the use of M54.50 for compliance and claim validation.

We get it, manually documenting detailed patient notes can be time-consuming and might misdirect your energy into such formalities instead of the actual treatment. With Spry’s AI Scribe, you could generate SOAP notes in minutes. And you’ll have well-structured, compliant, and insurance-ready documentation in minutes which not only enhances efficiency and reduces denials but also lets you focus more on patient care. 

Risks and Influences on Patient Evaluation That You Must Know

Your patients’ health and lifestyle is the most pivotal thing that will help you make better treatment decisions for them. Hence it is important to know what all potential risks might be at play. Consider factors such as age, sedentary lifestyle, obesity, and occupational hazards that may contribute to unspecified back pain. Account for psychosocial influences, including stress, depression, or fear of movement, which can exacerbate symptoms and affect treatment outcomes. Also recognize comorbid conditions that may complicate evaluation, such as diabetes or osteoporosis. Subsequently, tailor your evaluation and treatment plan to address individual patient needs while maintaining documentation that supports accurate coding.

What is Your Role in Distinguishing Pain Types and Ensuring Documentation?

As a physical therapist, your expertise goes beyond just relieving low back pain—you play a crucial role in identifying its root cause and ensuring the right ICD-10 code is assigned. Is the pain mechanical, inflammatory, or neuropathic? Does the patient have radiculopathy, sciatica, or degenerative changes? Your assessment and documentation directly impact treatment plans, insurance approvals, and patient outcomes.

Ensure that documentation captures all clinical details, including symptom duration, pain triggers, and limitations, to reflect the diagnosis accurately. Use clear, concise terminology to maintain compliance and improve interdisciplinary communication.

Without precise documentation, a simple coding error could mean delayed reimbursements, denied claims, or unnecessary treatment restrictions. However accuracy makes patient care comprehensive as well as compliant, contributing to better outcomes and smoother administrative processes. By properly distinguishing M54.50 (unspecified low back pain) from more specific conditions, you ensure patients get the right care—and your clinic gets paid on time.

Conclusion

Using ICD-10 Code M54.50 is essential for accurate billing, efficient patient care, and ensuring smooth insurance claims. By avoiding common coding mistakes, providing detailed documentation, and using the correct ICD-10 codes, your clinic can improve reimbursement rates and reduce claim rejections.

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  • Reduce coding errors and claim denials
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FAQs

Is M54.50 Billable?

Yes, M54.50 (unspecified low back pain) is a billable ICD-10 code used for insurance reimbursement. However, its applicability depends on-

  • Whether a more specific ICD-10 code (like M54.51 for vertebrogenic low back pain) is available.
  • Proper clinical documentation to justify the use of M54.50 instead of a more precise diagnosis.
  • Insurance billing guidelines, as some payers prefer specific codes.

Pro Tip: To avoid claim denials, ensure thorough documentation of patient symptoms, functional limitations, and ruling out of other conditions. 

What Is the Purpose of ICD-10 Coding Guidelines?

The ICD-10 coding guidelines help standardize medical diagnoses for insurance, treatment planning, and data collection. They emphasize:

  • Accurate documentation to support medical necessity.
  • Consistency in coding across healthcare providers.
  • Proper classification of conditions like low back pain ICD-10 for reimbursement.

What Is the Difference Between ICD-10 Code M54.50 & ICD-9 Code 724.2?

The transition from ICD-9 to ICD-10 introduced greater specificity in diagnosing low back pain- 

ICD-9 Code (Old)- 724.2 (Lumbago)

ICD-10 Code (New)- M54.50 (Low Back Pain, Unspecified)

Key Difference- ICD-10 provides more detailed categorization of low back pain conditions.

Why does this matter? Using M54.50 instead of outdated ICD-9 codes ensures compliance with modern billing standards and insurance requirements.

What Is the ICD-10 Code for Dorsalgia?

The ICD-10 code for dorsalgia (back pain, unspecified) is M54.9. It falls under the dorsopathies category and is used when the type of back pain is not specified.

Better Alternative? If the pain is localized to the lower back, M54.50 (low back pain ICD-10) is the preferred code over M54.9.

What Is Lumbago?

Lumbago is an older term for low back pain, commonly used in medical billing and insurance documentation.

Difference Between Lumbago & Sciatica:

  • Lumbago (M54.50) – General low back pain without nerve involvement.
  • Lumbago with Sciatica (M54.4-) – Low back pain with radiating leg pain caused by sciatic nerve compression.

ICD-10 Codes for Lumbago with Sciatica:

  • M54.40 – Unspecified side
  • M54.41 – Right side
  • M54.42 – Left side

Frequently asked questions

How to Write a Soap Note for Physical Therapy?
Start with the Subjective (patient-reported issues), Objective (measurable observations), Assessment (analysis of progress), and Plan (treatment strategy). Use clear, concise language and focus on therapy-specific details.
How to Write a Soap Note for Speech Therapy?
Document the patient's speech concerns (Subjective), therapy observations (Objective), progress or challenges (Assessment), and the proposed treatment plan (Plan). Ensure it’s tailored to speech goals.
Are Soap Notes Legal Documents?
Yes, SOAP notes are considered legal documents. They provide a formal record of patient care and may be used in audits, billing, or legal proceedings
What Goes in the Assessment Part of a Soap Note​?
The assessment includes the therapist's professional evaluation of the patient’s progress, response to therapy, and any changes in the treatment approach.
How to Create an AI Medical Scribe?
An AI medical scribe is built to capture spoken notes during sessions, transcribe them into structured formats, and assist with documentation. It combines speech recognition with intelligent algorithms to streamline the process.
What Are Some Best Physical Therapy Soap Note Example?
Effective examples include notes with clear Subjective details (patient input), measurable Objective data (e.g., ROM tests), a concise Assessment, and actionable Plans for the next steps.

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